By If you or a loved one has suffered physical, mental, or financial injuries due to someone else’s negligence in Philadelphia, you could pursue financial compensation through a personal injury claim or lawsuit.
Understanding how personal injury claims work helps you to make informed decisions about your legal options.The personal injury claim process is complex, so it is essential to work with a knowledgeable Philadelphia Personal Injury Lawyer.
How Does The Claim Process Work?
Initial Consultations
Personal injury lawyers offer initial consultations for free. After making an appointment, you will meet with an attorney to discuss the details of your accident.
Before a lawyer takes up your case, they will carry out a preliminary evaluation of your case to determine how strong your claim is and whether seeking compensation is a possibility.
During the free initial lawyer consultation, the attorney would look at critical documents associated with your case.
You must bring all the injury and accident-related documentation to the meeting.
Filing A Claim With The Insurance Company
Next, you have to file a claim with the insurance company. Your personal injury lawyer can handle this task.
The insurance company will assign your claim to an insurance claims adjuster to investigate. The adjuster’s job is to resolve the claim and offer a low settlement.
Investigation
Your lawyer will conduct a thorough investigation to determine whether the facts and circumstances genuinely support a claim for damages.
Claim Valuation
It is essential to provide your lawyer with your medical history and records, proof of lost wages, car repair invoices, and other accident-related documentation.
After reviewing these records and documents, the attorney can determine the extent of your physical, emotional, and psychological injuries.
Your potential compensation may include:
- Economic damages for medical bills, lost wages, lost earning capacity, property damage, out-of-pocket expenditure, and estimated future medical expenses
- Non-economic damages for pain and suffering, mental anguish, loss of companionship, emotional distress, and loss of enjoyment of life.
- Punitive damages are available in cases where the at-fault party’s conduct was malicious, willful, and reckless.
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Consultations With Experts
To build a strong case, consultations with experts from different fields are essential. Experts can testify in your favour during the trial.
At The Law Offices of Greg Prosmushkin, P.C. We have access to an array of experts that include life-care planners, accident reconstruction experts, detectives, ex-defense attorneys, mechanics and engineers, medical experts, and toxicology experts.
Demand Letter To The Insurance Company
Your lawyer will draft a demand letter professionally and precisely to notify insurers of your claims. A summarized list of facts and information will support your demands.
Negotiations
After scrutinizing your claims in the demand letter, the insurance company may accept the demand. In such a situation, the insurance company agrees to the claimed compensation in the demand letter. The insurance company may refuse to pay or may offer you less. You and your lawyer may decide whether to accept such an offer, continue negotiations, or file a lawsuit.
Settlement
If you settle your claim, you relinquish all potential claims against the defendant arising out of the accident. Once you sign a liability release, you will not be able to demand additional money or pursue a claim against any party if you discover additional injuries or damages.After you sign the release, your attorney will receive the settlement check from the insurance company in the mail.
The attorney will deposit the check into your trust account, and then transfer the money accordingly.
Trial
If you reject the settlement offer of the insurance company or the insurance company denies your claim, you can file a lawsuit through your lawyer.
Contact A Philadelphia Personal Injury Lawyer To Get Your Claims Process Started
At The Law Offices of Greg Prosmushkin, our lawyers specialize in Pennsylvania personal injury laws. As our firm works on a contingency fee basis, you don’t have to pay until we have won your case.
Call an experienced personal injury lawyer at our firm for a free case evaluation.